Making Homeownership More Accessible.

CFM Group was built for families who need a more affordable path to stable housing—and the personal attention to get there.

Our Story

Built for the Buyers Others Can't Reach.

CFM Group was created for first-time home buyers, young couples, single parents, and anyone on a tight budget who needs affordable, safe, stable housing.

We serve buyers who need help with older homes in existing communities, smaller loan amounts, and situations below standard lending thresholds.

From Richmond and Henrico to the coast and mountains, CFM has placed over 100 satisfied clients in homes they're proud to call their own.

Where We Work

Meet Tom Gardner

An Entrepreneur Who Understands People.

Tom Gardner has been an entrepreneur his entire adult life. He studied economics at Radford University and joined his family's business, which grew to around $70,000 in monthly revenue.

After buying the company and relocating to the Florida Keys, Tom and a partner grew the operation to more than 70 employees and over $1 million in monthly income.

He returned to Richmond in early 2000. CFM Group grew from that background—practical, personal, and focused on helping people find housing that works for their life.

“Affordable housing and quality housing can be the same thing.”

— Tom Gardner, Founder of CFM Group

Now Hiring

Actively Seeking Set Teams in Virginia

We're looking for experienced mobile home set teams across Virginia. Work includes short moves, blocking and strapping, utility connections, skirting, and stairs/decks.

Real Estate Partners

Need Land? We Work with Trusted Agents.